Sense and sensibility in one fund
Choosing the KOKO fund is a sensible decision, when preparing yourself for a possible unemployment period. It is also a sensitive decision, providing a humane approach and support to carry you through the harder times.
The payment status
First-time applications, received on
30.9.2026
Follow-up applications, received on
7.10.2026
Follow-up applications for adjusted allowance, received on
6.10.2026
What to do if…
News
Preparations on track for the introduction of the new combined unemployment insurance scheme
The legislative proposal to introduce a combined unemployment insurance scheme is currently being reviewed by Parliament. The new scheme is designed to improve the unemployment security of those with multiple income streams.
Are you returning to work? Notify the employment authority and KOKO of your change of employment status
This article explains what you need to do when you return to work after a period of unemployment or a layoff.
Enrolling in open-university courses while unemployed is now easier
A legislative amendment expanding educational opportunities for the unemployed took effect on 1 July 2026.
The processing of your daily allowance may be delayed due to a missing statement – please respond promptly to requests for additional information
The processing of your earnings-related daily allowance application may be delayed if your unemployment fund has to wait for a labour policy statement before making a decision on your application.
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This is how it goes.
This is how it goes.
Without highly educated people, there would not be any development. Nothing would change and Finnish society would come to a halt. That is why the highly educated need a supportive fund to guard their interests at all times. Are you turning the wheels of development? Join KOKO! Together with the unions, we work every day to provide you with better possibilities to take yourself and Finland further. This is how we support our members:
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For example, if you lose your job, we will pay you earnings-related allowance. You can estimate the amount of your allowance with our calculator.
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Together with the unions, we help secure the position of the highly educated in the labour market.
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We serve our customers swiftly and professionally in various situations.
A trade union adds security.
Belonging to a union gives you more security. Trade unions usually offer legal services, courses to support employment, coaching events, advice and numerous other member benefits. The unemployment fund of the trade unions shown below is KOKO. Find your own union and join us.
